Motorcyclists are among the most exposed people on the road, and after a crash they face something car drivers usually don't: an insurance company that assumes the rider was reckless. Here's how to protect your health and your claim.
Move out of traffic if you can, call 911, and accept medical evaluation even if you feel okay. Adrenaline masks serious injuries, and a prompt medical record ties your injuries to the crash.
Photograph the vehicles, the road, skid marks, and your gear. Get the other driver's information and the names of any witnesses β their accounts can counter the "reckless rider" narrative.
Insurers and even some drivers will assume you were speeding or weaving. Don't feed that story.
A simple "I'm sorry" can be twisted into an admission. Stay factual, don't speculate about fault, and let the evidence β not assumptions about motorcyclists β tell the story.
Motorcycle injuries are often severe and expensive, and the first offer rarely reflects the true, long-term cost. A free review helps you understand what your claim is really worth before you accept anything.
Marshall personally reviews every case and returns calls the same day. No fee unless we recover for you.
This article is general information, not legal advice, and does not create an attorney-client relationship. Every case is different; for advice about your situation, contact a licensed attorney.