After an accident, a fast settlement offer can feel like a lifeline. But that first number is almost always far less than your claim is worth — and once you accept, there's usually no going back.
Insurance companies are businesses, and adjusters are measured by how little they pay. The first offer is a starting point designed to close your file cheaply — often before you've hired anyone who knows what your case is really worth.
Some injuries — concussions, soft-tissue damage, back and neck problems — take weeks to fully reveal themselves. Settle early and you may be stuck paying for future treatment out of your own pocket.
A settlement includes a release that ends your claim forever. If new medical bills appear next month, you can't reopen it. That's why the timing of a settlement matters as much as the amount.
They won't remind you of the deadline to sue, explain how much coverage is available, or point out damages you haven't claimed. Their job is to protect the company — not you.
Marshall personally reviews every case and returns calls the same day. No fee unless we recover for you.
This article is general information, not legal advice, and does not create an attorney-client relationship. Every case is different; for advice about your situation, contact a licensed attorney.