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How Long Do I Have to File a Personal Injury Claim in Florida?

Wait too long and even the strongest case can be lost. Here's the deadline that applies to your claim β€” and the exceptions that can change it.

One of the first questions injury victims ask is, "How long do I have to take action?" In Florida, the answer changed recently β€” and waiting too long can permanently bar your claim, no matter how strong it is.

Florida's Two-Year Deadline

In March 2023, Florida changed the statute of limitations for most negligence-based personal injury claims from four years to two years. For injuries occurring on or after that date, you generally have just two years from the date of the accident to file a lawsuit. Once that window closes, the court will almost certainly refuse to hear your case.

Why the Deadline Matters More Than You Think

The insurance company knows the clock is running, and some will happily drag out negotiations until it's too late to sue. But there's another reason to act early: evidence fades. Witnesses forget, surveillance footage is erased, and vehicles are repaired. The sooner you act, the stronger your case.

⏱️ Deadlines Vary β€” Don't Guess

Some claims have different, often shorter, deadlines. Cases against a government entity may require formal written notice within months. Medical malpractice and wrongful death have their own rules. If you're unsure, call before assuming you have time.

Exceptions That Can Change the Deadline

The Bottom Line

Don't try to time the deadline yourself. A short phone call now can confirm exactly how long you have and protect your right to recover before the window closes.

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This article is general information, not legal advice, and does not create an attorney-client relationship. Every case is different; for advice about your situation, contact a licensed attorney.

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